I am a barrister specialising in
consumer protection work.
on legal merits
Drafting key documents in a
claim (particulars of claim and defences);
Advocacy at court:
In consumer credit cases you may owe
money but the debt may be unenforceable. The
regulations are complex. Your creditor will not tell
you if they have breached regulations in your case.
Scrutiny of the case brought against
you often reveals the claim to be unenforceable in
whole or in part.
Early advice can save you time,
money, hard work and stress. It gives you an initial
appraisal of your case, by someone who conducts such
cases every day in court. The best way to settle a
case on advantageous terms is to fight it hard from
the outset, be seen to be prepared to do so with
legal representation, but utilise the right to
negotiate, without prejudice, in the background.
I cannot guarantee the outcome of
disputed litigation for you. No one can. But I can
give you an idea how strong or weak your case is,
along with the reasons for my opinion, and advice
how best for you to proceeed.
If you draft your own defence, you
can unwittingly damage your own case. The
defence is the conerstone of your case. Drafting the
defence is the most
important thing I can do for you. If you do it
yourself you are very unlikley to do yourself justice.
Creditors win most disputed cases because defendants do not
state their defences correctly at the outset. What you may think
your main defence may turn out to be only one of a number
of defences andmay not even be the strongest
I will prepare your
case, prepare a skeleton argument beforehand,
provide the court will all necessary legal
authorities and present your case in court.
If you do not want representation at trial
the filing of a professionally
drafted defence and of a written case to
submit to the court can help ensure that no points in
your favour are missed